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AVOIDING FRAUDDon't be a "courtesy victim for con artists and learn to make avoiding fraud a priority not an exception in your life. Older Americans are of the generation that was taught to be courteous at all times to phone callers, as well as to people who visit them at home. Con artists will not hesitate to exploit the good manners of these potential victims. They will use common schemes like an auto insurance scam or chain letter scam to gain entrance into a seniors home. With so many offers coming at them from every direction, how can seniors keep avoiding fraud? Here is a very simple rule to follow in avoiding fraud; Please remember that a stranger who calls and asks for your money is to be regarded with the utmost caution. You are under absolutely no obligation to stay on the telephone with a stranger who wants your money.
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In order for you to continue avoiding fraud, in these circumstances, it is not impolite to explain that you are not interested and hang up the phone. Save your good manners for friends and family members, not swindlers! Check out strangers touting "strange" deals. Trusting strangers is a mistake that all too many older Americans make when it comes to their personal finances. Say "no" to any investment professional or con artists who presses you to make an immediate decision, giving you no opportunity to check out the salesperson, firm and the investment opportunity itself. Before you part with your hard-earned savings, get written information about the investment opportunity, review it carefully, and make sure that you understand all the risks involved. An investment that is right for you will make sense because you understand it and feel comfortable with the degree of risk involved.
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